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N.B.I. Industrial Finance Company Limited (NBIFIN) Press Release Analysis

Corporate Events

Positive

N.B.I. Industrial Finance Company Limited acqui...

2022-09-21 00:00:00

N.B.I. Industrial Finance Company Limited acquired Western India Commercial Co. Ltd. for approximately INR 260 million on September 21, 2022. ...

Neutral

N.B.I. Industrial Finance Company Limited, Boar...

2022-05-07 09:28:00

N.B.I. Industrial Finance Company Limited, Board Meeting, May 07, 2022, at 14:00 Indian Standard Time. Agenda: To approve Audited Financial Re...

Neutral

N.B.I. Industrial Finance Company Limited to Re...

2022-05-07 09:28:00

N.B.I. Industrial Finance Company Limited announced that they will report fiscal year 2022 results on May 07, 2022

Positive

N.B.I. Industrial Finance Company Limited acquired Western India Commercial Co. Ltd for approximately INR 260 million.

2022-09-21 00:00:00

N.B.I. Industrial Finance Company Limited acquired Western India Commercial Co. Ltd. for approximately INR 260 million on September 21, 2022. RBSA Advisory Pvt. Ltd. acted as a financial advisor to N.B.I. Industrial Finance Company Limited. N.B.I. Industrial Finance Company Limited completed the acquisition of Western India Commercial Co. Ltd on September 21, 2022 for approximately INR 260 million.

Neutral

N.B.I. Industrial Finance Company Limited, Board Meeting, May 07, 2022

2022-05-07 09:28:00

N.B.I. Industrial Finance Company Limited, Board Meeting, May 07, 2022, at 14:00 Indian Standard Time. Agenda: To approve Audited Financial Results prepared as per Indian Accounting Standard (Ind AS) for the 4th Quarter and financial year ended on 31st March, 2022.

Neutral

N.B.I. Industrial Finance Company Limited to Report Fiscal Year 2022 Results on May 07, 2022

2022-05-07 09:28:00

N.B.I. Industrial Finance Company Limited announced that they will report fiscal year 2022 results on May 07, 2022

Fundamental Summary

N.B.I. Industrial Finance published concerning results on 2021-11-15. Their negative growth, and value factors indicate that the company is finding it increasingly difficult to produce impressive numbers. Typically, results like these translate into sustained negative momentum and strong downward pressure on stock price. We therefore gave N.B.I. Industrial Finance a total score of 57 out of 100 and a UNDERPERFORM recommendation.

N.B.I. Industrial Finance reported earnings results for the second quarter and six months ended September 30, 2022. For the second quarter, the company reported revenue was INR 42.64 million compared to INR 57.63 million a year ago. Net income was INR 23.73 million compared to INR 40.82 million a year ago. Basic earnings per share from continuing operations was INR 9.66 compared to INR 16.62 a year ago. Diluted earnings per share from continuing operations was INR 9.66 compared to INR 16.62 a year ago.For the six months, revenue was INR 48.43 million compared to INR 66.67 million a year ago. Net income was INR 24.76 million compared to INR 43.9 million a year ago. Basic earnings per share from continuing operations was INR 10.08 compared to INR 17.87 a year ago. Diluted earnings per share from continuing operations was INR 10.08 compared to INR 17.87 a year ago.

Sector Overview

N.B.I. Industrial Finance is included in the Capital Markets according to GICS (global industry classification standard). The Capital Markets industry is part of the Financials sector. It includes companies that engage in Diversified Capital Markets, Investment Banking & Brokerage, Asset Management & Custody Banks. N.B.I. Industrial Finance's industry and sector affiliation are expected to positively boost their relative likelihood to overperform the market looking forward, as they should benefit significantly from the macroeconomic environment we see now.

Fundamental Highlights


Parameter Value Change Score
Price to Book 0.3 18.1% 52
Equity 25.3B -0.4% 91
EBITDA 66.2M 376.1% 37
Parameter Value Change Score
Total Revenues 79.8M 201.1% 38
Return on Equity 0.2 383.8% 97
* All values are TTM

The below chart reflects N.B.I. Industrial Finance's birds-eye view on its performance with respect to its peers, the company's fillings as reported or to a similar industry, market cap, and country of origin. While N.B.I. Industrial Finance's peer average final assessment score stands on 69, N.B.I. Industrial Finance's score is 57.

  •  NBIFIN
  •  Peers average
Name Market Cap Balance Sheet Income Statement Cash Flow Rating Final Assessment mc_sort Hidden
Pilani Investment and Industries Corporation Limited 21.2B 59 66 71
Underperform
59
59 0 1
VLS Finance Limited 5.2B 79 70 64
Hold
75
75 1 1
Consolidated Finvest & Holdings Limited 4.4B 69 55 59
Hold
63
63 2 1
Wealth First Portfolio Managers Limited 3.1B 85 50 66
Hold
72
72 3 1
Inventure Growth & Securities Limited 2.4B 87 49 91
Hold
76
76 4 1
BLB Limited 1.1B 90 78 67
Strong Buy
87
87 5 1
Steel City Securities Limited 910.2M 66 60 68
Hold
64
64 6 1
Nalwa Sons Investments Limited 12.3B 56 77 67
Hold
65
65 7 1
Monarch Networth Capital Limited 12.0B 52 71 68
Underperform
55
55 8 1
Dolat Algotech Limited 11.9B 82 45 76
Hold
71
71 9 1
UGRO Capital Limited 11.4B 82 70 68
Hold
78
78 10 1
Geojit Financial Services Limited 11.3B 74 83 65
Buy
79
79 11 1
PNB Gilts Ltd. 11.3B 68 82 55
Hold
68
68 12 1
BF Investment Limited 10.9B 64 64 66
Hold
63
63 13 1
Centrum Capital Limited 10.7B 85 64 88
Buy
81
81 14 1
5paisa Capital Limited 9.6B 85 58 81
Hold
76
76 15 1
Dhunseri Ventures Limited 9.1B 91 76 58
Buy
85
85 16 1
Kalyani Investment Company Limited 8.2B 75 71 85
Hold
77
77 17 1
Arihant Capital Markets Limited 7.0B 87 80 66
Buy
86
86 18 1
Summit Securities Limited 6.9B 44 62 87
Underperform
51
51 19 1
Nahar Capital and Financial Services Limited 5.6B 70 54 67
Hold
63
63 20 1
Jindal Poly Investment and Finance Company Limited 5.3B 60 44 81
Underperform
55
55 21 1
The Investment Trust of India Limited 5.0B 55 84 65
Hold
66
66 22 1
Mahanivesh (India) Limited 4.5B 58 40 71
Underperform
46
46 23 1
Dhunseri Investments Limited 4.5B 46 72 76
Underperform
54
54 24 1
Kiran Vyapar Limited 4.0B 82 79 58
Buy
80
80 25 1
Swiss Military Consumer Goods Limited 3.7B 42 64 78
Underperform
50
50 26 1
Aditya Birla Money Limited 3.5B 88 81 75
Strong Buy
88
88 27 1
Jindal Photo Limited 3.5B 77 57 75
Hold
73
73 28 1
SIL Investments Limited 3.3B 64 55 81
Hold
61
61 29 1
Prime Securities Limited 3.2B 58 76 53
Underperform
58
58 30 1
Industrial & Prudential Investment Company Limited 3.2B 89 68 87
Buy
85
85 31 1
Indo Thai Securities Limited 3.2B 64 42 42
Underperform
51
51 32 1
Jaykay Enterprises Limited 3.0B 58 58 76
Hold
61
61 33 1
Systematix Corporate Services Limited 3.0B 77 93 75
Buy
86
86 34 1
Master Trust Limited 2.7B 78 64 50
Hold
70
70 35 1
STEL Holdings Limited 2.6B 80 55 45
Hold
67
67 36 1
IL&FS Investment Managers Limited 2.4B 73 57 79
Hold
69
69 37 1
ABans Enterprises Limited 2.4B 52 78 76
Hold
62
62 38 1
Quest Capital Markets Limited 2.1B 96 48 74
Hold
78
78 39 1
Almondz Global Securities Limited 2.0B 87 50 68
Hold
73
73 40 1
Industrial Investment Trust Limited 2.0B 74 62 71
Hold
70
70 41 1
Shardul Securities Limited 1.9B 59 61 81
Underperform
60
60 42 1
Emkay Global Financial Services Limited 1.8B 82 90 70
Strong Buy
88
88 43 1
Avonmore Capital & Management Services Limited 1.7B 69 79 70
Hold
73
73 44 1
Bombay Oxygen Investments Limited 1.7B 84 57 94
Hold
77
77 45 1
RSD Finance Limited 1.3B 78 49 54
Hold
65
65 46 1
Indbank Merchant Banking Services Limited 1.1B 54 73 53
Hold
62
62 47 1
LKP Finance Limited 1.1B 89 49 74
Hold
73
73 48 1
Welspun Investments and Commercials Limited 1.1B 83 60 50
Hold
72
72 49 1
LKP Securities Limited 1.1B 85 89 84
Strong Buy
92
92 50 1
Greencrest Financial Services Limited 994.2M 61 63 67
Hold
61
61 51 1
McDowell Holdings Limited 969.0M 73 57 51
Hold
63
63 52 1
DB (International) Stock Brokers Limited 899.5M 84 55 67
Hold
68
68 53 1
Shriram Asset Management Company Limited 881.7M 62 71 84
Hold
69
69 54 1
Global Capital Markets Limited 697.0M 55 50 80
Underperform
52
52 55 1
NCL Research & Financial Services Limited 556.6M 66 85 92
Strong Buy
87
87 56 1
Intellivate Capital Ventures Limited 500.4M 73 70 79
Buy
80
80 57 1
GCM Securities Limited 476.8M 48 85 76
Hold
65
65 58 1
Pioneer Investcorp Limited 466.7M 73 65 64
Hold
72
72 59 1
Wallfort Financial Services Ltd. 457.2M 71 46 63
Hold
61
61 60 1
Yamini Investments Company Limited 441.6M 46 54 59
Underperform
45
45 61 1
HB Stockholdings Limited 420.4M 75 66 67
Hold
71
71 62 1
Pro Fin Capital Services Ltd. 398.5M 81 43 63
Hold
62
62 63 1
HB Portfolio Limited 378.9M 64 47 88
Underperform
60
60 64 1
Cni Research Limited 311.1M 97 59 60
Hold
77
77 65 1
Odyssey Corporation Limited 291.9M 79 76 88
Buy
86
86 66 1
Monotype India Limited 225.0M 62 64 49
Underperform
52
52 67 1
Stampede Capital Limited 209.0M 37 69 82
Underperform
53
53 68 1
BFL Asset Finvest Limited 207.6M 70 58 66
Hold
63
63 69 1
Onelife Capital Advisors Limited 181.7M 78 67 51
Hold
65
65 70 1
AF Enterprises Limited 171.1M 72 82 63
Hold
75
75 71 1
Esaar (India) Limited 148.2M 69 62 69
Hold
71
71 72 1
Cubical Financial Services Limited 117.3M 60 57 99
Hold
71
71 73 1
Goenka Business & Finance Limited 109.2M 62 89 50
Hold
66
66 74 1
Alka Securities Limited 85.4M 91 86 61
Strong Buy
90
90 75 1
Gemstone Investments Limited 75.5M 82 96 85
Strong Buy
98
98 76 1
Confidence Finance and Trading Limited 73.9M 68 68 76
Hold
76
76 77 1
Essar Securities Limited 72.9M 79 50 88
Hold
74
74 78 1
Jackson Investments Limited 55.2M 43 72 77
Underperform
58
58 79 1
Mathew Easow Research Securities Limited 38.5M 59 55 60
Underperform
51
51 80 1

Macro Environment

Neutral
60

Typically, the stock market in India will react to recent economic events, as well as be influenced by the sentiment in other major economies around the world, such as the United States, European Union, and China. Our assessment is that these two events may influence global market sentiment. On the negative side we have the tensions between taiwan and china, and on the positive side we have the end of COVID-19 pandemic.

Positive end of COVID-19 pandemic

The World Health Organization issued six policy briefs outlining essential steps governments could take to stop the pandemic. The briefings, which are based on evidence and experience from the previous 32 months, provide guidance on how to save lives, protect health systems, and minimize social and economic disruption.

Negative tensions between taiwan and china

The tensions between Taiwan and China have spiked following Nancy Pelosi's visit to Taipei. China staged war games near Taiwan to express its anger at what it saw as stepped-up U.S. support for the island Beijing views as sovereign Chinese territory. Because Taiwan produces the majority of the world's semiconductors, which are used in every electronic device today, a war between China and Taiwan might be catastrophic for the global economy.

Besides the events we mentioned, there are also specific events related to the Diversified Financials industry of which N.B.I. Industrial Finance Company Limited is a part. As a result, we believe that the rising interest rate is a positive event that will continue to support the industry in the future, whereas the rising inflation may cloud the sector's shares.

Positive rising interest rate

From a historical point of view, the finance sector functions well when interest rates are rising, mainly due to the increase in loan repayments from lenders. Also, insurers often reinvest policyholder premiums into bond instruments, allowing them to profit when Treasury yields increase.

Negative rising inflation

The sudden increase in inflation is generally regarded as the most painful since it takes companies several quarters to pass on higher input costs to consumers. Historically, companies traded in the Diversified Financials industry have been hit by high inflation times due to increased operating expenses and decreased revenues.

In considering the current macro environment and the risks that might affect N.B.I. Industrial Finance Company Limited stock, we came to the conclusion that recent events aren't likely to affect the company's performance in the short term, and thus rated N.B.I. Industrial Finance Company Limited macro environment with the score of 60.

Technical Analysis

When trying to optimize the timing of an investment, it's critical to analyze whether the stock looks overbought or oversold, and in which direction the momentum is moving. N.B.I. Industrial Finance's stock is now priced below its 5-day, 50-day, and 200-day moving average, while its MACD (moving average convergence divergence) indicates that the stock's price movement momentum is weakening. Historically, this is a negative setup in the near, medium, and long-term. The company is trading near it's 12-month low, which signals it struggle to keep above it support price. Meanwhile, looking at the Stochastic Oscillator and RSI (relative strength index), N.B.I. Industrial Finance's stock appears overbought. Overall, these technical indicators signal negative momentum. Therefore, this stock received a cumulative TA (technical analysis) score of 26.

Bearish 26
Close Price 1705.1
52W Low 1676.85
52W High 2494.55
5D MA 1705.23
50D MA 1769.35
200D MA 1971.3
MACD -16.43
RSI 91.71
STOCH 30.34

Balance Sheet Analysis

N.B.I. Industrial Finance's balance sheet factors had several troubling metrics this period. N.B.I. Industrial Finance did a poor job related to managing cash and cash equivalents this period, which stood at 6.1M, representing a nan% change from the previous filing. This performance is significantly less impressive than its peers and competitors. Consequently, their cash and cash equivalents movement received a grade of 37. Also, N.B.I. Industrial Finance's management did not succeed in significantly improving the value of the assets on their balance sheet, which now sits at 26.3B and represents a nan% change from the previous report. This unimpressive metric is weaker than its peers and competitors. Therefore, their asset component earned a score of 51. However, one encouraging metric, Equity, stood out. N.B.I. Industrial Finance reported solid equity numbers this period. At filing, equity was reported as 25.3B, representing -0.4% change from the previous period. Companies in the same sector and market capitalization will usually be affected by up to 2.4 percent by this parameter. These equity changes appear exceptionally balanced and impressive objectively compared to their peers. Therefore, its equity movement component earned a score of 91. Therefore, it received a cautionary score of 59.

Parameter Value Change Score
Price to Book 0.3 18.1% 52
Equity 25.3B -0.4% 91
* All values are TTM

The below chart describes N.B.I. Industrial Finance's performance as reflected on its balance sheet with respect to its peers. While N.B.I. Industrial Finance received a balance sheet score of 59, the average of its peers stands on 73.

  •  NBIFIN
  •  Peers average
Name Market Cap Liabilities Movement Asset Change Equity/Intangibles Adjustments Cash & Equivalents Book Value Momentum Balance Sheet mc_sort Hidden
Pilani Investment and Industries Corporation Limited 21.2B 59.0 82.0 83.0 64.0 51.0 59 0 1
VLS Finance Limited 5.2B 79.0 72.0 89.0 71.0 69.0 79 1 1
Consolidated Finvest & Holdings Limited 4.4B 76.0 69.0 75.0 79.0 61.0 69 2 1
Wealth First Portfolio Managers Limited 3.1B 79.0 79.0 79.0 48.0 93.0 85 3 1
Inventure Growth & Securities Limited 2.4B 62.0 69.0 94.0 72.0 93.0 87 4 1
BLB Limited 1.1B 83.0 85.0 65.0 58.0 91.0 90 5 1
Steel City Securities Limited 910.2M 67.0 68.0 71.0 66.0 65.0 66 6 1
Nalwa Sons Investments Limited 12.3B 65.0 80.0 71.0 66.0 46.0 56 7 1
Monarch Networth Capital Limited 12.0B 66.0 69.0 48.0 63.0 47.0 52 8 1
Dolat Algotech Limited 11.9B 93.0 62.0 72.0 72.0 77.0 82 9 1
UGRO Capital Limited 11.4B 97.0 38.0 38.0 93.0 84.0 82 10 1
Geojit Financial Services Limited 11.3B 81.0 52.0 49.0 58.0 79.0 74 11 1
PNB Gilts Ltd. 11.3B 84.0 54.0 57.0 79.0 66.0 68 12 1
BF Investment Limited 10.9B 44.0 71.0 71.0 65.0 67.0 64 13 1
Centrum Capital Limited 10.7B 84.0 48.0 66.0 82.0 82.0 85 14 1
5paisa Capital Limited 9.6B 88.0 44.0 40.0 91.0 88.0 85 15 1
Dhunseri Ventures Limited 9.1B 88.0 51.0 65.0 62.0 91.0 91 16 1
Kalyani Investment Company Limited 8.2B 41.0 40.0 70.0 64.0 86.0 75 17 1
Arihant Capital Markets Limited 7.0B 78.0 54.0 66.0 57.0 88.0 87 18 1
Summit Securities Limited 6.9B 81.0 40.0 59.0 47.0 42.0 44 19 1
Nahar Capital and Financial Services Limited 5.6B 76.0 65.0 83.0 40.0 71.0 70 20 1
Jindal Poly Investment and Finance Company Limited 5.3B 81.0 51.0 69.0 54.0 62.0 60 21 1
The Investment Trust of India Limited 5.0B 56.0 71.0 41.0 62.0 60.0 55 22 1
Mahanivesh (India) Limited 4.5B 74.0 76.0 71.0 58.0 51.0 58 23 1
Dhunseri Investments Limited 4.5B 44.0 53.0 61.0 72.0 45.0 46 24 1
Kiran Vyapar Limited 4.0B 57.0 83.0 87.0 47.0 88.0 82 25 1
Swiss Military Consumer Goods Limited 3.7B 46.0 53.0 47.0 63.0 43.0 42 26 1
Aditya Birla Money Limited 3.5B 88.0 49.0 46.0 90.0 89.0 88 27 1
Jindal Photo Limited 3.5B 51.0 76.0 72.0 51.0 80.0 77 28 1
SIL Investments Limited 3.3B 40.0 85.0 70.0 81.0 61.0 64 29 1
Prime Securities Limited 3.2B 49.0 86.0 57.0 55.0 50.0 58 30 1
Industrial & Prudential Investment Company Limited 3.2B 77.0 58.0 66.0 81.0 87.0 89 31 1
Indo Thai Securities Limited 3.2B 58.0 80.0 47.0 72.0 68.0 64 32 1
Jaykay Enterprises Limited 3.0B 61.0 47.0 78.0 58.0 53.0 58 33 1
Systematix Corporate Services Limited 3.0B 60.0 88.0 51.0 82.0 88.0 77 34 1
Master Trust Limited 2.7B 58.0 90.0 47.0 76.0 90.0 78 35 1
STEL Holdings Limited 2.6B 53.0 91.0 49.0 74.0 94.0 80 36 1
IL&FS Investment Managers Limited 2.4B 52.0 63.0 69.0 84.0 73.0 73 37 1
ABans Enterprises Limited 2.4B 84.0 39.0 45.0 94.0 50.0 52 38 1
Quest Capital Markets Limited 2.1B 71.0 88.0 76.0 80.0 94.0 96 39 1
Almondz Global Securities Limited 2.0B 77.0 68.0 85.0 78.0 90.0 87 40 1
Industrial Investment Trust Limited 2.0B 69.0 71.0 46.0 56.0 80.0 74 41 1
Shardul Securities Limited 1.9B 50.0 68.0 72.0 62.0 60.0 59 42 1
Emkay Global Financial Services Limited 1.8B 82.0 50.0 48.0 56.0 88.0 82 43 1
Avonmore Capital & Management Services Limited 1.7B 56.0 79.0 55.0 68.0 80.0 69 44 1
Bombay Oxygen Investments Limited 1.7B 56.0 60.0 92.0 82.0 78.0 84 45 1
RSD Finance Limited 1.3B 60.0 76.0 91.0 41.0 84.0 78 46 1
Indbank Merchant Banking Services Limited 1.1B 44.0 81.0 74.0 66.0 49.0 54 47 1
LKP Finance Limited 1.1B 87.0 54.0 66.0 88.0 84.0 89 48 1
Welspun Investments and Commercials Limited 1.1B 37.0 97.0 81.0 39.0 98.0 83 49 1
LKP Securities Limited 1.1B 66.0 59.0 44.0 79.0 91.0 85 50 1
Greencrest Financial Services Limited 994.2M 55.0 81.0 79.0 65.0 51.0 61 51 1
McDowell Holdings Limited 969.0M 71.0 94.0 42.0 38.0 89.0 73 52 1
DB (International) Stock Brokers Limited 899.5M 92.0 49.0 73.0 69.0 80.0 84 53 1
Shriram Asset Management Company Limited 881.7M 51.0 58.0 70.0 61.0 65.0 62 54 1
Global Capital Markets Limited 697.0M 48.0 79.0 71.0 78.0 53.0 55 55 1
NCL Research & Financial Services Limited 556.6M 66.0 51.0 82.0 97.0 66.0 66 56 1
Intellivate Capital Ventures Limited 500.4M 64.0 64.0 93.0 90.0 72.0 73 57 1
GCM Securities Limited 476.8M 65.0 51.0 54.0 60.0 66.0 48 58 1
Pioneer Investcorp Limited 466.7M 48.0 80.0 49.0 67.0 83.0 73 59 1
Wallfort Financial Services Ltd. 457.2M 68.0 60.0 81.0 71.0 69.0 71 60 1
Yamini Investments Company Limited 441.6M 70.0 50.0 54.0 79.0 41.0 46 61 1
HB Stockholdings Limited 420.4M 80.0 63.0 92.0 59.0 65.0 75 62 1
Pro Fin Capital Services Ltd. 398.5M 66.0 79.0 75.0 41.0 89.0 81 63 1
HB Portfolio Limited 378.9M 54.0 63.0 63.0 68.0 66.0 64 64 1
Cni Research Limited 311.1M 71.0 86.0 97.0 42.0 85.0 97 65 1
Odyssey Corporation Limited 291.9M 71.0 53.0 95.0 41.0 99.0 79 66 1
Monotype India Limited 225.0M 71.0 57.0 62.0 86.0 41.0 62 67 1
Stampede Capital Limited 209.0M 40.0 45.0 62.0 95.0 37.0 37 68 1
BFL Asset Finvest Limited 207.6M 85.0 71.0 54.0 59.0 75.0 70 69 1
Onelife Capital Advisors Limited 181.7M 70.0 55.0 89.0 85.0 67.0 78 70 1
AF Enterprises Limited 171.1M 56.0 93.0 41.0 72.0 85.0 72 71 1
Esaar (India) Limited 148.2M 70.0 56.0 95.0 90.0 56.0 69 72 1
Cubical Financial Services Limited 117.3M 67.0 68.0 53.0 42.0 71.0 60 73 1
Goenka Business & Finance Limited 109.2M 79.0 70.0 47.0 61.0 52.0 62 74 1
Alka Securities Limited 85.4M 86.0 93.0 66.0 68.0 90.0 91 75 1
Gemstone Investments Limited 75.5M 72.0 59.0 93.0 95.0 62.0 82 76 1
Confidence Finance and Trading Limited 73.9M 67.0 70.0 43.0 79.0 79.0 68 77 1
Essar Securities Limited 72.9M 68.0 61.0 87.0 87.0 82.0 79 78 1
Jackson Investments Limited 55.2M 63.0 61.0 44.0 42.0 55.0 43 79 1
Mathew Easow Research Securities Limited 38.5M 73.0 54.0 52.0 74.0 44.0 59 80 1

Income Statement Analysis

N.B.I. Industrial Finance's most recent income statement report was not encouraging. N.B.I. Industrial Finance's management didn't make significant improvements to their EBITDA this period. In terms of the raw numbers, EBITDA was reported as 66.2M, which represents a 376.1% change from the last period. This parameter could affect companies in the same industry and market capitalization by up to 13.1%. N.B.I. Industrial Finance appears to be headed in the wrong direction in terms of EBITDA momentum, likely due to insufficient capital controls and a weaker than expected overall financial performance. Its EBITDA movement, therefore, received a grade of 37. However, we can draw some encouragement from N.B.I. Industrial Finance's momentum in cash_flow generation. N.B.I. Industrial Finance's reported return on equity (ROE) ratio was 0.2, representing a change of 383.8%. These numbers show that management has successfully encouraged growth while managing ROE and ROA metrics, especially relative to their peers. Therefore, its return factors component earned a score of 97. Therefore, it received a cautionary score of 57.

Parameter Value Change Score
EBITDA 66.2M 376.1% 37
Total Revenues 79.8M 201.1% 38
Return on Equity 0.2 383.8% 97
* All values are TTM

The below chart describes N.B.I. Industrial Finance's performance as reflected on its income statement with respect to its peers. While N.B.I. Industrial Finance received a income statement score of 57 , the average of its peers stands on 65.

  •  NBIFIN
  •  Peers average
Name Market Cap Revenue Momentum Earning Movement Return Factors Momentum Income Statement mc_sort Hidden
Pilani Investment and Industries Corporation Limited 21.2B 51.0 70.0 63.0 66 0 1
VLS Finance Limited 5.2B 57.0 76.0 61.0 70 1 1
Consolidated Finvest & Holdings Limited 4.4B 38.0 65.0 46.0 55 2 1
Wealth First Portfolio Managers Limited 3.1B 69.0 47.0 61.0 50 3 1
Inventure Growth & Securities Limited 2.4B 69.0 58.0 52.0 49 4 1
BLB Limited 1.1B 76.0 75.0 88.0 78 5 1
Steel City Securities Limited 910.2M 49.0 64.0 61.0 60 6 1
Nalwa Sons Investments Limited 12.3B 79.0 79.0 70.0 77 7 1
Monarch Networth Capital Limited 12.0B 60.0 70.0 74.0 71 8 1
Dolat Algotech Limited 11.9B 49.0 44.0 45.0 45 9 1
UGRO Capital Limited 11.4B 95.0 77.0 50.0 70 10 1
Geojit Financial Services Limited 11.3B 81.0 78.0 84.0 83 11 1
PNB Gilts Ltd. 11.3B 92.0 81.0 77.0 82 12 1
BF Investment Limited 10.9B 54.0 65.0 65.0 64 13 1
Centrum Capital Limited 10.7B 43.0 66.0 69.0 64 14 1
5paisa Capital Limited 9.6B 90.0 59.0 50.0 58 15 1
Dhunseri Ventures Limited 9.1B 89.0 79.0 62.0 76 16 1
Kalyani Investment Company Limited 8.2B 92.0 75.0 51.0 71 17 1
Arihant Capital Markets Limited 7.0B 82.0 76.0 80.0 80 18 1
Summit Securities Limited 6.9B 88.0 63.0 52.0 62 19 1
Nahar Capital and Financial Services Limited 5.6B 94.0 57.0 52.0 54 20 1
Jindal Poly Investment and Finance Company Limited 5.3B 41.0 69.0 45.0 44 21 1
The Investment Trust of India Limited 5.0B 84.0 80.0 85.0 84 22 1
Mahanivesh (India) Limited 4.5B 37.0 43.0 40.0 40 23 1
Dhunseri Investments Limited 4.5B 58.0 73.0 73.0 72 24 1
Kiran Vyapar Limited 4.0B 49.0 79.0 81.0 79 25 1
Swiss Military Consumer Goods Limited 3.7B 43.0 69.0 63.0 64 26 1
Aditya Birla Money Limited 3.5B 82.0 79.0 77.0 81 27 1
Jindal Photo Limited 3.5B 63.0 58.0 51.0 57 28 1
SIL Investments Limited 3.3B 38.0 69.0 43.0 55 29 1
Prime Securities Limited 3.2B 60.0 71.0 84.0 76 30 1
Industrial & Prudential Investment Company Limited 3.2B 47.0 77.0 61.0 68 31 1
Indo Thai Securities Limited 3.2B 96.0 53.0 39.0 42 32 1
Jaykay Enterprises Limited 3.0B 37.0 63.0 66.0 58 33 1
Systematix Corporate Services Limited 3.0B 45.0 76.0 97.0 93 34 1
Master Trust Limited 2.7B 70.0 72.0 60.0 64 35 1
STEL Holdings Limited 2.6B 91.0 61.0 51.0 55 36 1
IL&FS Investment Managers Limited 2.4B 53.0 57.0 55.0 57 37 1
ABans Enterprises Limited 2.4B 94.0 74.0 61.0 78 38 1
Quest Capital Markets Limited 2.1B 54.0 62.0 47.0 48 39 1
Almondz Global Securities Limited 2.0B 84.0 57.0 49.0 50 40 1
Industrial Investment Trust Limited 2.0B 56.0 58.0 67.0 62 41 1
Shardul Securities Limited 1.9B 56.0 63.0 62.0 61 42 1
Emkay Global Financial Services Limited 1.8B 92.0 83.0 91.0 90 43 1
Avonmore Capital & Management Services Limited 1.7B 81.0 75.0 66.0 79 44 1
Bombay Oxygen Investments Limited 1.7B 41.0 70.0 46.0 57 45 1
RSD Finance Limited 1.3B 55.0 56.0 56.0 49 46 1
Indbank Merchant Banking Services Limited 1.1B 94.0 63.0 77.0 73 47 1
LKP Finance Limited 1.1B 43.0 56.0 47.0 49 48 1
Welspun Investments and Commercials Limited 1.1B 67.0 73.0 55.0 60 49 1
LKP Securities Limited 1.1B 74.0 84.0 92.0 89 50 1
Greencrest Financial Services Limited 994.2M 84.0 68.0 66.0 63 51 1
McDowell Holdings Limited 969.0M 98.0 65.0 51.0 57 52 1
DB (International) Stock Brokers Limited 899.5M 47.0 61.0 48.0 55 53 1
Shriram Asset Management Company Limited 881.7M 56.0 69.0 77.0 71 54 1
Global Capital Markets Limited 697.0M 40.0 53.0 50.0 50 55 1
NCL Research & Financial Services Limited 556.6M 69.0 90.0 48.0 85 56 1
Intellivate Capital Ventures Limited 500.4M 87.0 63.0 83.0 70 57 1
GCM Securities Limited 476.8M 97.0 73.0 59.0 85 58 1
Pioneer Investcorp Limited 466.7M 82.0 63.0 57.0 65 59 1
Wallfort Financial Services Ltd. 457.2M 95.0 46.0 43.0 46 60 1
Yamini Investments Company Limited 441.6M 95.0 59.0 38.0 54 61 1
HB Stockholdings Limited 420.4M 82.0 56.0 72.0 66 62 1
Pro Fin Capital Services Ltd. 398.5M 40.0 48.0 43.0 43 63 1
HB Portfolio Limited 378.9M 44.0 46.0 50.0 47 64 1
Cni Research Limited 311.1M 37.0 71.0 72.0 59 65 1
Odyssey Corporation Limited 291.9M 90.0 56.0 96.0 76 66 1
Monotype India Limited 225.0M 39.0 64.0 65.0 64 67 1
Stampede Capital Limited 209.0M 97.0 67.0 71.0 69 68 1
BFL Asset Finvest Limited 207.6M 41.0 37.0 95.0 58 69 1
Onelife Capital Advisors Limited 181.7M 66.0 70.0 71.0 67 70 1
AF Enterprises Limited 171.1M 53.0 74.0 79.0 82 71 1
Esaar (India) Limited 148.2M 57.0 63.0 73.0 62 72 1
Cubical Financial Services Limited 117.3M 38.0 69.0 38.0 57 73 1
Goenka Business & Finance Limited 109.2M 43.0 95.0 41.0 89 74 1
Alka Securities Limited 85.4M 94.0 82.0 92.0 86 75 1
Gemstone Investments Limited 75.5M 85.0 93.0 55.0 96 76 1
Confidence Finance and Trading Limited 73.9M 89.0 60.0 70.0 68 77 1
Essar Securities Limited 72.9M 52.0 50.0 84.0 50 78 1
Jackson Investments Limited 55.2M 97.0 61.0 94.0 72 79 1
Mathew Easow Research Securities Limited 38.5M 47.0 61.0 82.0 55 80 1

Cash Flow Analysis

All in all, the most important metrics within N.B.I. Industrial Finance's cash flow looked encouraging. N.B.I. Industrial Finance's published capital expenditures (CapEx) numbers were encouraging and reflected management's balanced change strategy. N.B.I. Industrial Finance recorded CapEx of 0.0, which represents nan% change from the previous report. This remarkable CapEx growth is expected to reinforce upward momentum for its's stock price going forward. Therefore, its CapEx movement component earned a score of 96. Also, N.B.I. Industrial Finance did a great job related to free cash flow this period, which stood at -12.0, representing a nan% change from the previous filing. This parameter could affect companies in the same industry and market capitalization by up to 8.2%. The company's free cash flow metrics are especially strong compared to its peers. Management seems to balance cash flow management, asset growth, and resource allocations in general. Therefore, its free cash flow movement earned a score of 92. At the same time, one critical cash flow metric, Net Cash Flow, was notably weak. N.B.I. Industrial Finance's produced underwhelming cash flow numbers in this filing. Net cash flow was reported as -4.4M, which is a nan% change from the last report. Their net cash flow momentum should be a cause for concern and could bring negative momentum for N.B.I. Industrial Finance's stock price going forward. Its net cash flow, therefore, received a grade of 48. Consequently, its cash flow earned a score of 71.

Parameter Value Change Score
* All values are TTM

The below chart describes N.B.I. Industrial Finance's performance as reflected on its cash flow with respect to its peers. While N.B.I. Industrial Finance received a cash flow score of 71, the average of its peers stands on 66.

  •  NBIFIN
  •  Peers average
Name Market Cap Cashflow Momentum Free Cashflow Growth Capital Expenditure Growth Assets Factors Momentum Cash Flow mc_sort Hidden
Pilani Investment and Industries Corporation Limited 21.2B 66.0 71.0 66.0 67.0 71 0 1
VLS Finance Limited 5.2B 68.0 69.0 60.0 66.0 64 1 1
Consolidated Finvest & Holdings Limited 4.4B 48.0 89.0 77.0 42.0 59 2 1
Wealth First Portfolio Managers Limited 3.1B 60.0 81.0 68.0 72.0 66 3 1
Inventure Growth & Securities Limited 2.4B 85.0 46.0 93.0 73.0 91 4 1
BLB Limited 1.1B 85.0 45.0 84.0 66.0 67 5 1
Steel City Securities Limited 910.2M 59.0 72.0 62.0 73.0 68 6 1
Nalwa Sons Investments Limited 12.3B 72.0 65.0 68.0 64.0 67 7 1
Monarch Networth Capital Limited 12.0B 69.0 64.0 63.0 69.0 68 8 1
Dolat Algotech Limited 11.9B 65.0 72.0 71.0 76.0 76 9 1
UGRO Capital Limited 11.4B 70.0 67.0 67.0 63.0 68 10 1
Geojit Financial Services Limited 11.3B 76.0 54.0 56.0 65.0 65 11 1
PNB Gilts Ltd. 11.3B 69.0 59.0 68.0 50.0 55 12 1
BF Investment Limited 10.9B 70.0 63.0 68.0 65.0 66 13 1
Centrum Capital Limited 10.7B 67.0 67.0 67.0 90.0 88 14 1
5paisa Capital Limited 9.6B 66.0 67.0 67.0 82.0 81 15 1
Dhunseri Ventures Limited 9.1B 69.0 67.0 94.0 46.0 58 16 1
Kalyani Investment Company Limited 8.2B 82.0 53.0 69.0 93.0 85 17 1
Arihant Capital Markets Limited 7.0B 67.0 67.0 47.0 65.0 66 18 1
Summit Securities Limited 6.9B 85.0 51.0 96.0 71.0 87 19 1
Nahar Capital and Financial Services Limited 5.6B 63.0 84.0 95.0 46.0 67 20 1
Jindal Poly Investment and Finance Company Limited 5.3B 81.0 66.0 98.0 52.0 81 21 1
The Investment Trust of India Limited 5.0B 64.0 71.0 69.0 62.0 65 22 1
Mahanivesh (India) Limited 4.5B 73.0 56.0 68.0 74.0 71 23 1
Dhunseri Investments Limited 4.5B 74.0 66.0 68.0 76.0 76 24 1
Kiran Vyapar Limited 4.0B 61.0 71.0 40.0 82.0 58 25 1
Swiss Military Consumer Goods Limited 3.7B 73.0 63.0 57.0 77.0 78 26 1
Aditya Birla Money Limited 3.5B 53.0 85.0 81.0 69.0 75 27 1
Jindal Photo Limited 3.5B 63.0 68.0 59.0 83.0 75 28 1
SIL Investments Limited 3.3B 79.0 54.0 41.0 95.0 81 29 1
Prime Securities Limited 3.2B 72.0 64.0 70.0 48.0 53 30 1
Industrial & Prudential Investment Company Limited 3.2B 59.0 77.0 67.0 88.0 87 31 1
Indo Thai Securities Limited 3.2B 61.0 66.0 48.0 46.0 42 32 1
Jaykay Enterprises Limited 3.0B 74.0 55.0 95.0 87.0 76 33 1
Systematix Corporate Services Limited 3.0B 83.0 46.0 65.0 68.0 75 34 1
Master Trust Limited 2.7B 71.0 66.0 46.0 50.0 50 35 1
STEL Holdings Limited 2.6B 54.0 84.0 68.0 40.0 45 36 1
IL&FS Investment Managers Limited 2.4B 58.0 74.0 85.0 85.0 79 37 1
ABans Enterprises Limited 2.4B 45.0 89.0 91.0 87.0 76 38 1
Quest Capital Markets Limited 2.1B 65.0 72.0 63.0 78.0 74 39 1
Almondz Global Securities Limited 2.0B 78.0 38.0 52.0 74.0 68 40 1
Industrial Investment Trust Limited 2.0B 67.0 72.0 59.0 71.0 71 41 1
Shardul Securities Limited 1.9B 68.0 65.0 76.0 84.0 81 42 1
Emkay Global Financial Services Limited 1.8B 61.0 72.0 91.0 65.0 70 43 1
Avonmore Capital & Management Services Limited 1.7B 66.0 71.0 65.0 66.0 70 44 1
Bombay Oxygen Investments Limited 1.7B 52.0 82.0 90.0 94.0 94 45 1
RSD Finance Limited 1.3B 51.0 66.0 68.0 61.0 54 46 1
Indbank Merchant Banking Services Limited 1.1B 75.0 61.0 53.0 52.0 53 47 1
LKP Finance Limited 1.1B 63.0 72.0 67.0 72.0 74 48 1
Welspun Investments and Commercials Limited 1.1B 63.0 80.0 68.0 38.0 50 49 1
LKP Securities Limited 1.1B 62.0 78.0 67.0 82.0 84 50 1
Greencrest Financial Services Limited 994.2M 68.0 68.0 69.0 67.0 67 51 1
McDowell Holdings Limited 969.0M 86.0 44.0 66.0 37.0 51 52 1
DB (International) Stock Brokers Limited 899.5M 60.0 81.0 68.0 65.0 67 53 1
Shriram Asset Management Company Limited 881.7M 66.0 67.0 81.0 84.0 84 54 1
Global Capital Markets Limited 697.0M 71.0 60.0 60.0 89.0 80 55 1
NCL Research & Financial Services Limited 556.6M 71.0 69.0 66.0 90.0 92 56 1
Intellivate Capital Ventures Limited 500.4M 66.0 71.0 62.0 83.0 79 57 1
GCM Securities Limited 476.8M 69.0 70.0 60.0 79.0 76 58 1
Pioneer Investcorp Limited 466.7M 80.0 56.0 71.0 62.0 64 59 1
Wallfort Financial Services Ltd. 457.2M 66.0 71.0 63.0 65.0 63 60 1
Yamini Investments Company Limited 441.6M 66.0 71.0 63.0 58.0 59 61 1
HB Stockholdings Limited 420.4M 70.0 66.0 59.0 60.0 67 62 1
Pro Fin Capital Services Ltd. 398.5M 70.0 71.0 66.0 51.0 63 63 1
HB Portfolio Limited 378.9M 73.0 63.0 56.0 91.0 88 64 1
Cni Research Limited 311.1M 69.0 69.0 64.0 62.0 60 65 1
Odyssey Corporation Limited 291.9M 70.0 69.0 69.0 98.0 88 66 1
Monotype India Limited 225.0M 67.0 69.0 65.0 46.0 49 67 1
Stampede Capital Limited 209.0M 66.0 71.0 63.0 97.0 82 68 1
BFL Asset Finvest Limited 207.6M 61.0 71.0 65.0 64.0 66 69 1
Onelife Capital Advisors Limited 181.7M 69.0 69.0 64.0 51.0 51 70 1
AF Enterprises Limited 171.1M 66.0 71.0 65.0 51.0 63 71 1
Esaar (India) Limited 148.2M 69.0 71.0 66.0 68.0 69 72 1
Cubical Financial Services Limited 117.3M 71.0 69.0 66.0 98.0 99 73 1
Goenka Business & Finance Limited 109.2M 69.0 70.0 60.0 51.0 50 74 1
Alka Securities Limited 85.4M 83.0 54.0 86.0 42.0 61 75 1
Gemstone Investments Limited 75.5M 70.0 69.0 70.0 85.0 85 76 1
Confidence Finance and Trading Limited 73.9M 69.0 71.0 66.0 76.0 76 77 1
Essar Securities Limited 72.9M 71.0 69.0 66.0 86.0 88 78 1
Jackson Investments Limited 55.2M 66.0 71.0 62.0 81.0 77 79 1
Mathew Easow Research Securities Limited 38.5M 69.0 69.0 64.0 63.0 60 80 1

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